Picture This – X-rays and other Imaging
If you ask the
hospital why they charge $3,000 for a CT scan, they will say that it
is because they have staff there 24 hours a day and that the
equipment is expensive. If you ask why so much money, they may tell
you that they have to make up for those patients they see who do not
have insurance. But the irony is that only the patients without
insurance get charged $3,000 – the patients with insurance get
charged about $2400 less! So to make up for the care
provided that is not reimbursed, they overcharge those who are least
able to pay. Makes a lot of sense….
Our local
hospital charges $3,000 for either an MRI or a CT scan. They are
nice and will generously reduce that by half (or on a good day by
60%) if you agree to pay at the time of service or if you work out a
payment plan. It is still over twice what they get from the
insurance companies for the same test – often after months of
billing hassles and costs.
I tell my
uninsured patients to never go to the hospital for testing
unless they absolutely have to. Recently one of my uninsured
patients suffered a badly fractured foot. We sent her to an
orthopedist that I knew wouldn’t charge her excessively. He did send
her to the hospital for a CT scan of the foot. She called our office
from radiology to ask if we thought she was being treated fairly –
they told her that the cost for the CT scan would be $1450, but if
she paid at the time of service they would charge her only half -
$725. Although on the surface that sounds awfully generous, it is
still sort of like the ads that scream out “50% OFF!” – but they
never say 50% off of what! We told her to wait a minute – we
called one of the outpatient imaging centers that we know works with
our uninsured patients, and called her right back to ask her how
$225 sounded. She thought it sounded much better….
That is about what insurances pay, and that imaging center
got its money without any billing hassles, so everyone had a good
deal.
Understanding Imaging
It is useful to
understand a little bit about imaging. Standard “plain film” x-rays
– where some x-ray radiation is shot through your body to expose a
piece of film – is still the gold standard for the initial
evaluation some areas such as chest x-rays and looking at bones –
for fractures, arthritic changes, cysts, etc.
X-rays do not
show “soft tissue” – the body parts other than bone – very well.
This limitation can often be overcome by using a contrast agent.
Barium, which blocks x-rays, can be mixed in a heavy shake which is
fed to the patient – it coats the esophagus and stomach and allows
an x-ray to show the wall of the stomach – often revealing ulcers or
other problems. Of course, barium can be pumped up from below as
well in the form of a “barium enema”, which still has usefulness,
although colonoscopy, where the GI doctor can actually look up into
the colon, has largely replaced it.
An MRI scan does
not use radiation – it uses strong magnetic waves to paint a
high-resolution picture representing a slice through the body. It
takes longer – up to an hour – and for the “closed MRI” requires the
patient to lie still in a coffin-like confined space for that time
period. That can be difficult for someone in pain or who suffers
from anxiety, and it is not unusual to administer pain medication,
tranquilizers, or even anesthesia to patients undergoing an MRI. The
magnetic field is so strong that serious injury could occur should a
patient have an MRI who has any steel wires, implants, or
pacemakers. Often times, especially with patients who work around
grinding and welding equipment, an x-ray will be taken of the eyes
to look for small pieces of steel which might be embedded in the
cornea – pieces of steel which could move in response to the
magnetic field of the MRI!
Below are
samples of imaging studies and the amount that Medicare pays for
these studies in this part of Florida. Remember that insurance
companies often pay a little more than Medicare rates.
|
Imaging Test: |
CPT
Code: |
Medicare Fee*: |
|
Ankle x-ray |
73610 |
$29.67 |
|
Hip x-ray |
73510 |
$35.74 |
|
Chest x-ray (2 view) |
71020 |
$31.70 |
|
Cervical spine (Neck) x-ray (3 views) |
72040 |
$36.10 |
|
Cervical spine x-ray (complete) |
72052 |
$63.68 |
|
Lumbar spine x-ray (2 or 3 views) |
72100 |
$37.80 |
|
Lumbar spine (low back) complete |
72114 |
$68.42 |
|
CT scan foot (without contrast) |
73700 |
$245.02 |
|
CT scan sinuses (without contrast) |
70486 |
$247.22 |
|
CT scan abdomen
w & w/o contrast |
74170 |
$402.07 |
|
CT scan pelvis
w & w/o contrast |
72194 |
$394.62 |
|
CT scan chest w
& w/o contrast |
71270 |
$403.89 |
|
MRI neck w/o
contrast |
72141 |
$421.82 |
|
MRI knee w/o
contrast |
73721 |
$404.04 |
|
MRI shoulder
w/o contrast |
73221 |
$404.04 |
|
MRI brain w &
w/o contrast |
70553 |
$653.61 |
|
Ultrasound
abdomen |
76700 |
$133.71 |
|
Ultrasound
pelvis |
76856 |
$117.97 |
|
Ultrasound
pelvis, transvaginal probe |
76830 |
$117.30 |
*Florida Region 1 2009 Fee
Mammograms:
With new technology comes new expenses! Whereas the Medicare rate for a standard mammogram is about $106, it is about $150 for the new digital mammograms. These are felt to be much better, especially for women with dense breast tissue.
Women who cannot afford yearly mammograms should call their local mammogram or women's health center and ask if there is a free mammogram service. Many areas have these, and some will also even provide follow-up imaging such as ultrasounds if needed. Some have income criteria, others do not.